This PDS applies to new business and policy renewals commencing on or after 15 December 2020 .
Effective for new policies commencing on or after 10 September 2022 and renewal policies commencing on or after 10 September 2022 .
Effective for new business or policy renewals on or after 31 December 2023 . This is to be read in conjunction with your current PDS and SPDS.
Effective for new business or policy renewals on or after 31 January 2023 . This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination (TMD)Original Date: 04/08/2021, Updated: 07/12/2023 .
Key Fact SheetThis Key Fact Sheet (KFS) applies for new business and policy renewals with a start date from 10 November 2014 to 14 December 2020 .
This Key Fact Sheet (KFS) applies to new business and policy renewals commencing on or after 15 December 2020 .
Additional Information GuideThis AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021 .
Past Documents Product Disclosure Statement (PDS)This PDS applies to:
Effective for new business or policy renewals on or before 22 May 2019 . This is to be read in conjunction with your current PDS and SPDS.
Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015 . It is to be read in conjunction with your current PDS and SPDS.
Supplementary Product Disclosure Statement (SPDS)Effective for new policies with start dates on or after 10 November 2020 and before 15 December 2020 .
If you varied your policy on or after 10 November 2020 and before 15 December 2020 we may also have sent you this SPDS.
Target Market Determination (TMD)A03781 07/09/23 A
Key Fact SheetThis Key Fact Sheet (KFS) applies for new business and policy renewals with a start date from 10 November 2014 to 14 December 2020 .
Additional Information GuideRead this guide if your policy has a commencement or renewal date effective on or after 15 December 2020 .
Home Contents Insurance Premiums, Excesses, Discounts & Claims Payments guideRead this guide if:
Effective up to 30/08/2023 Each of AAMI's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allow us to put you, the customer, at the centre of our product development and distribution.
Policy DocumentsYou can retrieve documents - like your Certificate of Currency,
Certificate of Insurance and Tax Invoices.
Product Disclosure Statement (PDS)
An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered. Read it together with your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Offers a shorter version of what is and isn't covered, without being a complete statement of your cover. Read it together with the PDS and your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Supplementary Product Disclosure Statement (SPDS)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Sometimes, we may need to change the terms and conditions of a PDS, in which case we issue a supplementary PDS.
Additional Information Guide
Provides further information about premiums, the excesses and any discounts that apply. Read it together with the PDS.
Premiums, Excess, Discounts & Claims Payments guide (PED Guide)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Explains how we calculate premiums, the excesses that apply, any discounts and how we pay claims. Read it together with the PDS.
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Premiums, Excess, Discounts & Claims Payments guide (PED Guide)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Explains how we calculate premiums, the excesses that apply, any discounts and how we pay claims. Read it together with the PDS.
Supplementary Product Disclosure Statement (SPDS)
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Sometimes, we may need to change the terms and conditions of a PDS, in which case we issue a supplementary PDS.
Certificate of Insurance
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Offers a shorter version of what is and isn't covered, without being a complete statement of your cover. Read it together with the PDS and your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Product Disclosure Statement (PDS)
An important legal document that contains the terms and conditions of your cover, including what is and isn’t covered. Read it together with your Certificate of Insurance.
The Certificate of Insurance is confirmation of the insurance cover you purchased, including when it starts and ends, the type of insurance it is, and how much you paid. Sometimes referred to as your ‘Schedule’.
Additional Information Guide
Provides further information about premiums, the excesses and any discounts that apply. Read it together with the PDS.
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COOKIE AND DATA POLICY
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AAMI GENERAL INSURANCE
AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. AAMI Business Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as AAMI Business Insurance. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000.
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. The Target Market Determination is also available.
AAMI PET INSURANCE
Petinsurance.com.au policies entered into for the first time prior to 07/11/2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, are arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and are promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Platform Ventures Pty Ltd ABN 35 626 745 177, AR 001266101 (under the AAMI brand)(Ventures).
Petinsurance.com.au policies entered into for the first time on or after 07/11/2023 and subsequent renewals of those policies are issued by PetSure and are promoted and distributed by PetSure’s AR, PIPL and Ventures. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at Petinsurance.com.au.
AAMI HEALTH INSURANCE
AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.
AAMI LIFE INSURANCE
AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the AAMI brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Products you must read the relevant Product Disclosure Statement. The Target Market Determination is also available.
TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.
